Comments on: Injured Boss http://toshuo.com/2005/injured-boss/ Chinese, Linguistics, Science, Cultural Observations and whatever else I feel like writing about Mon, 08 Sep 2008 05:08:41 +0000 http://wordpress.org/?v=2.6 By: Mark http://toshuo.com/2005/injured-boss/#comment-124 Mark Fri, 30 Dec 2005 19:26:49 +0000 http://toshuo.com/?p=61#comment-124 Hahaha... well, "one" gets pretty efficient at grading them and assigning <span class="info" title="fá xiĕ">罰寫</span>. Each test only has ten questions, and the homeworks have at most twelve. Actually, for the English-English tests and homework (answering questions), and the Chinese-English translation tests, I can go through about 30 books in 10 minutes. It's the English-Chinese translation tests which are a pain to grade. Obviously, I know way more Chinese than my students know English, but it still takes me longer to read it and some of them have pretty bad handwriting in Chinese. As for investing, picking stocks takes research. On the good side though, you really don't need to know much if you invest in index funds. 90% of managed funds lose to the market each year and 99% lose over a 10 year span. Index funds will just match the stock market (which has beaten bonds for every single decade since it opened, including during the depression). Just get an index fund that tracks the SP500, or the Wilshire 5000 and make sure it doesn't have too many fees. You should be able to get an index fund that takes out less than 0.5% a year in fees. Maybe I'll blog about index funds sometime... Hahaha… well, “one” gets pretty efficient at grading them and assigning 罰寫. Each test only has ten questions, and the homeworks have at most twelve. Actually, for the English-English tests and homework (answering questions), and the Chinese-English translation tests, I can go through about 30 books in 10 minutes. It’s the English-Chinese translation tests which are a pain to grade. Obviously, I know way more Chinese than my students know English, but it still takes me longer to read it and some of them have pretty bad handwriting in Chinese.

As for investing, picking stocks takes research. On the good side though, you really don’t need to know much if you invest in index funds. 90% of managed funds lose to the market each year and 99% lose over a 10 year span. Index funds will just match the stock market (which has beaten bonds for every single decade since it opened, including during the depression). Just get an index fund that tracks the SP500, or the Wilshire 5000 and make sure it doesn’t have too many fees. You should be able to get an index fund that takes out less than 0.5% a year in fees. Maybe I’ll blog about index funds sometime…

]]> By: Michelin L. W. Y. http://toshuo.com/2005/injured-boss/#comment-123 Michelin L. W. Y. Fri, 30 Dec 2005 18:50:50 +0000 http://toshuo.com/?p=61#comment-123 How does one go through 90 test books without going crazy? It seems you are an avid investor and knows where to put your savings to work. I never had any decent knowledge of investing (save for company's 401k and mutual fund) so most of my saving sits stupidly in a bank account. How does one go through 90 test books without going crazy?

It seems you are an avid investor and knows where to put your savings to work. I never had any decent knowledge of investing (save for company’s 401k and mutual fund) so most of my saving sits stupidly in a bank account.

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