Over the past six months, I’m not the only one who has seen the value of my investments plummet. After a 6 year bull run, the stock market was over-valued to begin with. On top of that, the housing bubble popped, poor sub-prime loan decisions have come back to haunt lenders, the national debt has been ballooning, and Ben Bernanke’s interventions have had the effect of socializing risk while privatizing profits. In short, it’s been brutal.
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